Loan EMI, Interest & Amortization Calculator
Calculate monthly loan EMI, total interest payable, and bank repayment schedules for Home, Car, and Personal loans.
Annual Loan Amortization Schedule
| Year | Principal Repaid | Interest Repaid | Remaining Balance |
|---|---|---|---|
| Year 1 | 82,022 | 43,990 | 417,978 |
| Year 2 | 90,162 | 35,849 | 327,817 |
| Year 3 | 99,110 | 26,901 | 228,706 |
| Year 4 | 108,947 | 17,064 | 119,759 |
| Year 5 | 119,759 | 6,252 | 0 |
About Loan EMI, Interest & Amortization Calculator
Plan your borrowing with precision across top banks in Bangladesh (City Bank, BRAC Bank, DBBL, EBL) and India (SBI, HDFC, ICICI, Axis). Calculate exact Equated Monthly Installments (EMI), compare interest rates, inspect annual/monthly amortization schedules, and see total repayment amounts.
Calculation Formula & Rules
How to Calculate Step-by-Step
Enter the Total Loan Amount you wish to borrow.
Specify the Annual Interest Rate (%).
Select Loan Tenure in Years or Months.
Review monthly EMI payment, total interest cost, and dynamic repayment chart.
Frequently Asked Questions
What factors determine my monthly EMI?
Your EMI depends on three variables: the principal loan amount borrowed, the annual interest rate charged by the bank/lender, and the loan tenure duration.
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